Ramp vs Amex

AmEx offers traditional corporate cards with basic software for small businesses. Ramp is an all-in-one finance automation platform that automates complex financial processes to save you time and money.
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A Ramp card with settings on top of it.  One blocks Taco Bell, one blocks "Alcohol and Bars" and one is a $500/month limit.
Join the 15,000+ businesses already simplifying their finances

Don’t just take our word for it

See what the community thinks about how Ramp compares on a multitude of areas, from ease of implementation to quality of software. Real finance leaders, real reviews.
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Rating from G2 as of Apr 18, 2023

Compare Ramp vs Amex

Ramp
AmEx
Physical cards
Unlimited virtual cards
Simple, unlimited 1.5% cash back
Slack integration
Free expense management software
Expense and accounting automation
Automated onboarding with HRIS integrations
Free and easy to use reimbursements
Dedicated procurement team to help you save
Tyler Bliha
Why UpEquity picked Ramp

"Ramp’s ability to approve reimbursements and employee expenses on the fly has made my job a lot easier"

Tyler Bliha
Head of Strategy and Finance, UpEquity

Top 3 reasons leaders pick Ramp over AmEx

Entirely free plus 1.5% cashback

Entirely free plus 1.5% cashback

Don't waste time playing the points game. Ramp's 1.5% cashback is simple and straightforward.
Stronger controls and real-time visibility

Stronger controls and real-time visibility

Control your business spend with daily limits and auto-locking cards, card programs, and a sub-admin role
Best-in-class integrations

Best-in-class integrations

Ramp integrates with NetSuite, QuickBooks, Xero, and Sage Intacct

Roll out in minutes

Get set up, issue cards, and start making payments in less than 15 minutes—whether you have 5 employees or 5,000.

Live support

Our experts are standing by to help you troubleshoot or offer guidance anytime you need it.

It’s free

Apply easily and get the full Ramp experience for free. No personal credit checks or personal guarantees.

Ramp vs Amex - the modern finance platforms for growth companies

Choosing the right corporate card for your company can have a huge impact on the success of your business, which is why so many companies have been turning to Ramp.com as their Amex alternative. Ramp offers free virtual credit cards, automatic receipt matching, unlimited 1.5% cashback, and much more. Ramp has become a mainstay for corporate cards because they're no-fee, have a wide acceptance network within Visa, and the user interface is incredibly easy to use. Ramp provides rigorous control to companies when it comes to tailoring their spending needs, with customizable spend limits and auto-enforced expense policies. With numerous advantages offered by both Amex and Ramp, you have to carefully analyze all factors before selecting the right credit card provider for your business. Making the best decision here can take you a long way towards growing effectively and succeeding in your goals.

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