FloQast vs Double vs Ramp Stack: Which platform fits your team?

FloQast, Double, and Ramp each handle the close differently. FloQast layers AI agents on top of traditional close-management workflows, offering automated reconciliations, journal entry automation, and compliance tooling built for accounting teams working across NetSuite, SAP, Workday, Sage Intacct, and Xero. Double offers an AI-powered month-end close platform for accounting firms and internal finance teams, connecting directly to QuickBooks Online, Xero, Sage, or NetSuite through two-way sync so the ledger stays the source of truth. Ramp Stack is an AI accounting platform for firms and in-house teams that automates recurring accounting work. Through connectivity with all of a business' financial systems and accounting know-how, agents on Stack handle reconciliations, schedules, journal entries, and ad hoc analysis, producing reviewable workpapers and giving firms one place to manage work across clients.

We break down FloQast, Double, and Ramp across reconciliation and journal entries, ERP connectivity, and compliance tooling below.

How FloQast, Double, and Ramp compare at a glance

The table below breaks out where these three differ on pricing, features, and capabilities.

Now let's look at how FloQast, Double, and Ramp actually handle each of these features.

Journal entries and reconciliation automation

Each platform takes a different approach to reconciliation and journal entries, and that shapes how hands-on your team needs to be.

FloQast

FloQast's AI Transaction Matching automatically matches and reconciles high-volume transactions across multiple data sources, including bank and credit card reconciliations, using plain-language rules teams can adjust without IT involvement. The platform is ISO 42001 certified and SOC 2 Type II compliant, and the company describes every output as explainable and logged, with no entry hitting the books without human approval. A broader agent-building tool, FloQast Transform, lets teams describe workflows in plain language for agents to run consistently each cycle, covering tasks like accruals and allocations beyond the standard close checklist.

Double

Double's AI Transactions feature categorizes and posts bank feed transactions automatically, and Ask Double, its AI assistant, helps draft journal entries and flag coding errors as they come up. Accruals automates prepaid expense and deferred revenue tracking so recurring entries don't get missed between cycles, and built-in review tools let a reviewer check work inside the same close page rather than exporting to a separate document.

Ramp

Ramp Stack starts by connecting every account that matters to the close, including bank, card, and other financial accounts. From there, Stack identifies the reconciliations due each month and assigns agents to work through them: agents reconcile account activity to the general ledger at the transaction level, then build formula-backed workbooks that surface the underlying calculations, summary views, and transaction-level detail behind each number. When a reconciliation requires it, agents draft the resulting journal entries, attach the supporting workbook, and post directly to the accounting system once a reviewer approves the work, with the entry linking back to the session that produced it. Much of this runs on skills that come prebuilt for common accounting tasks, so Stack can complete work out of the box, while teams can edit existing skills or build new ones to match their own processes, making the platform their own.

ERP coverage and connectivity

Both platforms post entries directly back to the ledger rather than just pulling data in, so the real difference is how many ERPs each one covers and how far its connections reach beyond the ledger.

FloQast

FloQast automatically creates and posts journals across NetSuite, SAP, Workday, Microsoft, Sage Intacct, and Xero, covering a broader set of ERPs than Double, including SAP and Workday for larger or more complex environments.

Double

Double connects directly to QuickBooks Online, Xero, Sage, or NetSuite through two-way sync, so entries created in Double post back to the ledger a firm or team already uses. For firms, billing is structured per connected client rather than per user, with unlimited users included once a client's ledger is connected.

Ramp

Ramp Stack connects to more than 20 systems beyond the ERPs it supports directly (NetSuite, QuickBooks, and Sage Intacct), including external bank and card activity through Plaid and HR or payroll systems like Deel and ADP, plus source documents and business knowledge from tools like Google Drive. For teams already on Ramp, card and bill pay activity become additional connected context agents can work from, bringing outside spend onto one platform alongside the accounting system.

Compliance and audit trail

How each platform documents its automated work shapes how audit-ready that work actually is.

FloQast

FloQast is ISO 42001 certified and SOC 2 Type II compliant, with dedicated SOX 404a and 404b tooling for enterprise compliance programs, including automated evidence collection and audit-focused AI testing. The company frames every AI output as explainable and logged, positioning compliance as a core part of the platform rather than an add-on.

Double

Double's built-in review tools let a reviewer check work inside the same close page the work was done in, and Ask Double flags coding errors as part of drafting journal entries. The platform doesn't publish SOX-specific compliance tooling the way FloQast does, and its audit trail is scoped to the close process itself rather than a dedicated compliance program.

Ramp

Every Ramp Stack session produces a reviewable, exportable Session Audit Log, and nothing syncs to the accounting system without accountant approval. Native, formula-backed workbooks stay open and editable inside Stack, so an accountant can inspect exactly how a number was produced rather than trusting a black-box output. Journal entries carry their supporting workbooks and other relevant attachments, and each synced entry links back to the session where the work was performed, so a reviewer can trace any number to the exact work that produced it.

FloQast vs Double vs Ramp Stack: full comparison

Which platform fits your team?

If your priority is compliance rigor at scale, FloQast's SOX 404a and 404b tooling, automated evidence collection, and audit-focused AI testing are built specifically for enterprise internal audit and risk functions. If your priority is automating close across a multi-client book with a smaller, firm-friendly billing model, Double's AI Transactions and Ask Double work across four connected ERPs. If your priority is getting recurring accounting work done, not just tracked, Ramp Stack's agents work directly against the systems your team already uses, with every entry reviewed and approved before it posts.

What agents look like in a real close

More than 4,500 accounting firms, including 92 of the top 100 CPA firms, now partner with Ramp, with teams seeing up to 60% faster closes and up to 9x faster recurring schedules and reconciliations. At Zeroed-In Consulting, John Ikosipentarhos says his team now runs multiple agents at once and spends its time on review instead of redoing work: "We're running multiple agents simultaneously, spending time reviewing work, not doing and then reviewing." Jared Lee, CFO at Bissell Brothers Brewing, puts it similarly after three years of using AI tools: Ramp Stack "is probably the biggest step up I've seen in my day-to-day work because it actually executes the accounting work."

Try Stack for free to see how agents handle your next close.