March 30, 2025

AvidXchange vs. BILL: Choosing the right AP solution

AvidXchange and BILL are often compared in accounts payable automation. Each offers tools to streamline invoice processing and payments, but the platforms differ in who they serve—and how far their capabilities go.

Finance teams exploring these options often face tradeoffs around pricing, feature flexibility, and ease of use. Let’s compare how each platform approaches AP automation

An overview of AvidXchange and BILL

Before weighing features or functionality, it’s important to understand the type of business each platform is designed to support.

What is AvidXchange?

AvidXchange is a cloud-based accounts payable automation platform founded in 2000. It’s designed primarily for mid-sized businesses and organizations with high invoice volumes or complex approval chains.

AvidXchange helps streamline invoice intake, approval routing, and payment execution, with added features for vendor management and reporting dashboards. It also integrates with a variety of ERP systems, which makes it a considerable choice for finance teams looking to manage their AP processes.

What is BILL?

Bill.com, now branded as BILL is a cloud-based financial operations platform launched in 2006. It caters to small and mid-sized businesses and supports automation across accounts payable, accounts receivable, and expense management.

On the AP side, BILL offers tools for digitizing invoices, routing approvals, scheduling payments, and choosing from multiple payment options. Similar to AvidXchange, it connects with popular accounting systems, giving finance teams a way to streamline workflows and gain visibility into day-to-day cash flow.

AvidXchange vs. BILL: Feature comparison by tier

Both platforms aim to reduce manual work in accounts payable, but their capabilities and flexibility can differ depending on your team’s size and infrastructure. Here’s a breakdown of how AvidXchange and BILL compare across key AP features and pricing tiers.

AvidXchange features

Rather than a tiered approach, AvidXchange offers accounts payable functionality through three distinct products that targets each part of the AP workflow. Pricing also seems to be customized based on the platforms selected and specific business needs.

Here is a general outline of what each individual software aims to provide:

Purchase order automation software

Invoice automation software

Payment automation software

Automated purchase order creation

Electronic searching for sales receipts, invoices, and purchase orders

Visual indicators of invoice approval

2-way and 3-way matching when combined with other AP automation solutions

Automatically extracts and routes invoice data

Accurate data entry with AI and machine learning

Customizable approval workflows

Real-time insights with financial analysis and reporting tools

Invoice service and support

Eliminate manual, risk-prone payment tasks

Ensure current accounting systems stay in a trusted record system

Receive detailed payment information files

BILL features

BILL, on the other hand, offers four pricing tiers. Here's what's included in the starting plan, along with the additional features offered at each higher tier:

  • Enter and manage bills from a centralized inbox
  • Provides standard approval policies and automates approval workflows
  • Pay by ACH, virtual card, credit card, and get paid by ACH and credit card
  • Connect with vendors via the BILL network
  • Payable insights
  • 6 standard user roles
  • Send, track, and create custom invoices
  • Automate payment reminders
  • Set auto-charge and auto-pay
  • QuickBooks Online, Pro, Premiere and Xero via manual CSV import/export
  • API access

Team

Corporate

Enterprise

Custom user roles

QuickBooks Online, Pro, Premiere and Xero via *automatic 2-way sync

Cash flow forecasting for QBO users

Custom approval policies

Discounts for approver-only users

Single sign-on

Multi-entity, multi-location accounting capabilities

QuickBooks Enterprise, Oracle NetSuite, Sage Intacct, and Microsoft Dynamics via *automatic 2-way sync

Dual control

Premium phone support

This feature comparison focuses specifically on AP automation. As with any SaaS platform, features may change over time.

AvidXchange vs. BILL: Pricing and customer experience

Let’s now look at how AvidXchange and BILL compare in terms of pricing and customer experience.

How much does AvidXchange cost?

AvidXchange offers customized pricing based on the specific modules and features your business requires. Costs may vary depending on factors like invoice volume, payment processing needs, or system integrations. Companies can request a personalized quote directly through AvidXchange’s website.

How much does BILL cost?

BILL provides a pricing model with four tiers. Essentials starts at $45 per user per month, Team at $55, and Corporate at $79. For businesses with more complex or multi-entity needs, BILL offers an Enterprise plan with custom pricing.

As with most SaaS platforms, final costs may vary based on plan selection and volume discounts.

Why do customers choose AvidXchange?

G2 reviewers say AvidXchange’s automation features help route invoices and notify approvers with efficiency. Document management is also noted as a strong point, with users appreciating how files can be uploaded, categorized, and found using the platform’s search tools.

Why do customers choose BILL?

Based on G2 feedback, customers chose BILL for its ease of use for teams without dedicated accounting expertise. Reviewers also note that the platform’s AP and AR automation improves cash flow visibility.

How to choose between AvidXchange or BILL

AvidXchange and BILL take different approaches to AP automation, and their strengths depend on your company’s structure, size, and accounting setup. Here are some key areas to evaluate:

Criteria

AvidXchange

BILL

G2 rating

4.4

4.4

Business size

Mid-market businesses

Small to mid-sized businesses

Indsutry types

Real estate, construction, non-profit, accounting

Accounting, nonprofit, financial services

Overall pros

Central platform for payment approvals

Flexible search functionality

Users appreciate implementation team support

Simple setup and ease of use

Provides both automated AP/AR features

Pricing options suited for smaller teams

Overall cons

Slower customer support response time

Limited workflow customization

Vendor management setup can be less intuitive

Limited international payments

Integration challenges with some ERPs

Limited flexibility for complex AP needs

While both platforms offer value depending on your AP needs, their limitations—especially around flexibility and advanced AP support—may be dealbreakers. If you’re looking for an alternative that prioritizes usability, real-time visibility, and cost-effective automation for growing teams, Ramp could be a better fit for your team.

Ramp as an alternative to AvidXchange and BILL

AvidXchange and BILL each focus on automating AP workflows for small to midsize businesses. But if you’re looking for a unified platform that simplifies AP and supports broader spend control, Ramp offers a comprehensive alternative.

ramp
9.4Meets Requirements8.5
9.5Ease of Use8.6
9.3Ease of Setup8
9.4Ease of Admin8.1
9.2Quality of Support7.8
9.5Good Partner8.4
9.7Product Direction7.9
avidXchange
Source: G2 ratings
ramp
9.4Meets Requirements8.7
9.5Ease of Use8.8
9.3Ease of Setup8.6
9.4Ease of Admin8.7
9.2Quality of Support8
9.5Good Partner8.5
9.7Product Direction8.2
bill
Source: G2 ratings

Here’s how Ramp compares to AvidXchange and BILL based on features available in our base plan:

Criteria

Ramp

G2 rating

4.8

Starting tier price

Free

Features per starting tier

• Invoice capture with AI-powered OCR

• Pay bills by check, ACH, card, and wire

• Advanced exports

• Vendor onboarding and tax management

• Create bills using CSV uploads

• Mobile bill approvals

• Approval rules, routing, and workflows

• Automatic receipt collection, generation, and matching

• Accounting integrations to QuickBooks Online, Xero

• HRIS integrations

• Pay global vendors in USD or local currency

• Global reimbursements funded in USD and paid in local currency

• Real-time spend reporting

• Automatic vendor tracking

• Price intelligence

• 1099 reporting

• Unlimited physical and virtual cards

• Travel employee rewards

• Spend limits with preset accounting codes

• Automatic receipt matching

• And many more features across corporate cards, travel, expense management, vendor tracking, and reporting—all included in the same free plan

Ramp combines accounts payable, corporate cards, and expense tracking in a single, easy-to-use platform—eliminating the need for disconnected tools and manual processes.

Ramp is designed to:

  • Streamline your entire AP process: From invoice intake to payment execution, Ramp automates tasks with high-accuracy AI and supports multiple payment types, including ACH, card, check, and international wire
  • Reduce complexity: Finance teams gain full visibility into payments and approvals without needing multiple systems or long implementation timelines
  • Adapt to any stage of growth: Ramp works for startups, scaling teams, and enterprise finance functions—with flexible workflows that grow alongside your business

But don’t take it from us—Fahem Islam, Accounting Associate at Snapdocs, switched from using Bill.com for vendor bills to Ramp for a more integrated, streamlined, accounts payable process:

“The auto-population that happens with Ramp has been pretty phenomenal. I feel very confident that when I upload a bill into Ramp, it’s going to line up with what the bill says. I spend maybe 10-15 minutes in Ramp every day, and I know that we’re set. That puts my mind at ease -- knowing that I need to put minimal time into Ramp to have it take care of our needs.”

Ramp’s standard plan is also free, making it a cost-effective plan for smaller teams. For businesses needing more customization or controls, Ramp Plus starts at just $15 per user per month.

Choosing AP automation that scales with you

AvidXchange and BILL offer different strengths—but both may require trade-offs in customization, cost, or simplicity. Ramp gives finance teams the ability to automate AP, control spend, and gain real-time insights—all in one platform.

Get started. See how Ramp can streamline AP for your business—no matter your size.

Try Ramp for free
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Ashley NguyenContent Strategist, Ramp
Ashley is a Content Strategist and Marketer at Ramp. Prior to Ramp, she led B2C growth strategies at Search Nurture, Roku, and TikTok. Ashley holds a B.S. in Managerial Economics from the University of California, Davis.
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Our previous bill pay process probably took a good 10 hours per AP batch. Now it just takes a couple of minutes between getting an invoice entered, approved, and processed.

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When looking for a procure-to-pay solution we wanted to make everyone’s life easier. We wanted a one-click type of solution, and that’s what we’ve achieved with Ramp.

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Finance Invoice & Expense Coordinator, Crossings Community Church

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We no longer have to comb through expense records for the whole month — having everything in one spot has been really convenient. Ramp's made things more streamlined and easy for us to stay on top of. It's been a night and day difference.

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It's great to be able to park our operating cash in the Ramp Business Account where it earns an actual return and then also pay the bills from that account to maximize float.

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The practice managers love Ramp, it allows them to keep some agency for paying practice expenses. They like that they can instantaneously attach receipts at the time of transaction, and that they can text back-and-forth with the automated system. We've gotten a lot of good feedback from users.

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