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Table of contents

Teampay touts itself as an all-in-one spend management platform for small and mid-sized businesses to manage and approve expenses, automate accounts payable, run financial reports, and more.

To its credit, Teampay scores a 4.4 out of 5 stars on the software review site G2—a solid score, but not quite best in class. Customers point to issues with both approvals and cards, as well as a general lack of user-friendliness, as areas where Teampay falls short.

With this in mind, if you’re considering using Teampay for your business’s spend management needs, it’s important not to overlook competitors that could be a better fit. Below, we’ve compiled a list of top Teampay alternatives you should consider:

  • Ramp
  • Airbase
  • Brex
  • Navan
  • Spendesk
  • BILL Spend & Expense
  • Expensify
  • Emburse Certify

To compile our picks, we pored over customer reviews and ratings on G2 until we found eight competitors that scored higher than Teampay’s 4.4 stars. Those reviews, paired with our own research and industry expertise, form the basis of this list.

Best overall Teampay alternative: Ramp

If you’re looking for an intuitive, inexpensive, all-in-one spend management platform that beats Teampay in every way that matters, Ramp is our top choice. While we might be a little biased, the data backs our claim:

8.8
Meets Requirements
9.4
9.1
Ease of Use
9.5
8.2
Ease of Setup
9.3
8.5
Ease of Admin
9.4
8.8
Quality of Support
9.2
8.8
Good Partner
9.5
8.3
Product Direction
9.7
Source: G2 ratings

Ramp scores 4.8 out of 5 stars on G2 vs. Teampay’s 4.4, and has more than 1,750 five-star reviews vs. Teampay’s 117. In a head-on comparison, Ramp tops Teampay in each of G2’s seven ratings categories. No matter how you look at it, Ramp’s the clear winner.

Key features

  • Expense management you control: Ramp’s modern expense management platform gives you multiple ways to control employee spend. Pre-build budgets for one-off events and set guardrails to keep ongoing spend in check with team-specific spending limits and merchant restrictions.
  • AI-powered everything: Artificial intelligence and machine learning help you automate expenses, vendor management, accounting, and more, saving your team hours each week and facilitating more efficient processes throughout your organization.
  • Unlimited corporate cards: Issue as many physical and digital corporate cards as your business needs. Set custom spending limits, prevent out-of-policy spend, and gain real-time visibility into your budget. 
  • Bill pay that pays for itself: Ramp Bill Pay eliminates the need for manual data entry and strengthens your internal controls, catching duplicate invoices and leveraging 2-way matching to avoid fraud and other payment errors. 

Why customers choose Ramp vs. Teampay

One of Ramp’s key strengths is how easy it is to set up and use. More than 1,000 reviewers list “ease of use” as a pro, blowing Teampay out of the water. Reviewers also call out Ramp’s expense management, receipt management, virtual cards, and easy uploads as other key reasons they chose Ramp over the competition.

“Ramp cards are extremely easy to set up and use, with a great selection of reporting filters and flexibility. The hierarchy in authorizations is great, and the ability to submit receipts on the spot or have them auto-submitted through Gmail or Amazon is fantastic.”

– Mark T., Finance Manager (mid-market)

Pricing

You can use most of Ramp’s expense management features for free. That means you can issue unlimited corporate cards, manage and track business expenses, reimburse employees, monitor vendor spend, and more without paying a dime. 

With a Ramp Plus subscription, you gain additional customizability and control—which you can use for procurement and ERP automation, custom workflows, and more—for just $15 per user per month.

Airbase

Airbase is a popular spend management platform designed for large and midsize businesses. In addition to expense management functionality, Airbase offers AP automation, guided procurement services, and corporate cards. Compared to Teampay, Airbase is the clear winner, scoring 4.7 out of 5 stars on G2 and beating Teampay in all seven of G2’s ratings categories:

8.8
Meets Requirements
9.4
9.1
Ease of Use
9.5
8.2
Ease of Setup
9.0
8.5
Ease of Admin
9.1
8.8
Quality of Support
9.4
8.8
Good Partner
9.4
8.3
Product Direction
9.0
Source: G2 ratings

Key features

  • Automated expense report generation based on OCR-powered receipt capture that extracts merchant name, transaction amount date, and other details
  • Customizable expense policies and approvals to help prevent overspending and out-of-policy spend
  • Self-service vendor portal to collect banking, tax, and contact information from new vendors to get them set up in your systems

Why customers choose Airbase vs. Teampay

Airbase has received more than 1,300 five-star reviews on G2, which call out the platform’s ease of use, intuitive design, virtual cards, and easy expense submission as key benefits of using the software. A number of reviewers also praise Airbase’s integrations with various accounting software.

Pricing

Airbase doesn’t publish any pricing details; instead, they require you to reach out and request a quote. The company offers three subscription levels, depending on the size of the business: Standard (up to 200 employees), Premium (up to 500 employees), and Enterprise (up to 10,000 employees.

Brex

Brex is an AI-powered spend management platform that primarily targets tech companies and startups. The platform allows businesses to manage expenses and reimburse employees, book and manage travel, issue corporate cards, automate accounting processes, and more. Brex has a competitive 4.7 out of 5 stars on G2, based on more than 1,275 customer reviews, and beats Teampay in of G2’s criteria:

8.8
Meets Requirements
9.3
9.1
Ease of Use
9.5
8.2
Ease of Setup
9.1
8.5
Ease of Admin
9.2
8.8
Quality of Support
9.2
8.8
Good Partner
9.2
8.3
Product Direction
8.7
Source: G2 ratings

Key features

  • Ability to issue corporate cards for travel, vendor management, employee benefits, and other expenses
  • Custom spend controls can be set on a card-by-card basis, including spending limits and category or merchant restrictions
  • Expense approval workflows that automatically route expense reports to necessary approvers, with notes on whether a transaction may be out of policy and why

Why customers choose Brex vs. Teampay

Broadly speaking, reviewers note that Brex is easier to set up, easier to administer, and simply better at meeting their requirements than Teampay. After ease of use, Brex’s customer service is the second most-mentioned benefit in user reviews. The company’s virtual cards, expense upload capabilities, and mobile app come up often as well.

Pricing

With an Essentials subscription, businesses can access Brex’s corporate cards, bill pay, reporting, and expense management functions for free. For a deeper level of customization and functionality, you’ll need a Premium plan, which costs $12 per user per month. Larger businesses can request enterprise pricing.

Navan (formerly TripActions)

Navan is an expense management platform you can also use to book and manage corporate travel. It scores 4.7 out of 5 stars on G2 based on more than 7,500 customer reviews. In a side-by-side comparison, Navan surpasses Teampay in all of G2’s criteria:

8.8
Meets Requirements
9.5
9.1
Ease of Use
9.5
8.2
Ease of Setup
9.4
8.5
Ease of Admin
9.1
8.8
Quality of Support
9.4
8.8
Good Partner
9.2
8.3
Product Direction
8.8
Source: G2 ratings

Key features

  • Ability to link your business credit card so you can keep your existing banking relationships and rewards programs 
  • Automatic expense reconciliation at the point of sale, reducing the need for expense reports and receipt collection
  • Travel management that provides deeper insights into how your business spends money on travel and where you might look to cut back

Why customers choose Navan vs. Teampay

Reviewers note that Navan is much easier to set up than Teampay and that the software consistently meets their needs. Navan’s travel booking options are also a clear differentiator, which many reviewers point to as a selling point. With that being said, customers also note that, on average, they were slower to reach positive ROI with Navan vs. Teampay. 

Pricing

Businesses with up to 15 employees can use Navan’s expense management platform for free. After that, the cost is $15 per user per month, with larger businesses encouraged to reach out for enterprise pricing.

Spendesk

Spendesk is an expense management platform that allows businesses to issue corporate cards, manage invoices, handle expense approvals, and automate accounting processes. The platform has an average rating of 4.7 stars on G2 and beats Teampay by a wide margin against all of G2’s rating criteria:

8.8
Meets Requirements
9.3
9.1
Ease of Use
9.5
8.2
Ease of Setup
8.9
8.5
Ease of Admin
8.9
8.8
Quality of Support
9.1
8.8
Good Partner
9.1
8.3
Product Direction
8.6
Source: G2 ratings

Key features

  • Transparent invoice management that makes it easier to monitor the procurement process from request to payment 
  • Automated receipt capture and digital expense reports to facilitate quicker reimbursements
  • Integrations available for many of the most popular accounting, HR, ERP, and travel booking software

Why customers choose Spendesk vs. Teampay

Reviewers on G2 say Spendesk is typically more usable, easier to set up, and better at meeting their requirements than Teampay. The simplicity of its interface and easy expense uploads are touted as strengths, with the company’s customer service applauded in a number of reviews as well. 

Pricing

Spendesk doesn’t publish its pricing info, instead pushing businesses to request a quote to see pricing options. The final cost depends on the functionality your business needs and the number of seats or licenses you purchase. A free trial may be available.

BILL Spend & Expense (formerly Divvy)

BILL Spend & Expense, formerly known as Divvy, offers small and mid-sized businesses a variety of free expense management tools. The platform scores 4.5 out of 5 stars on G2 vs. Teampay’s 4.4 stars. BILL Spend & Expense beats Teampay in most of G2’s rating categories:

8.8
Meets Requirements
9.0
9.1
Ease of Use
9.1
8.2
Ease of Setup
8.8
8.5
Ease of Admin
9.0
8.8
Quality of Support
8.7
8.8
Good Partner
9.1
8.3
Product Direction
9.0
Source: G2 ratings

Key features

  • Access to business credit lines ranging from $1,000 to $5 million, with flexible underwriting
  • Budgeting tools that allow you to control spend based on transaction amounts, merchant types, and approval process
  • Unlimited virtual cards you can easily issue, control, and freeze from within the app

Why customers choose BILL Spend & Expense vs. Teampay

Users say BILL Spend & Expense is both easier to use and easier to administer than Teampay. The company’s virtual cards, expense tracking, and overall expense management routinely come up as positives in customer reviews, with many reviewers pointing out how much better their processes are with Spend & Expense vs. manual expense management.

Pricing

BILL currently offers its Spend & Expense platform to businesses for free. The company’s Accounts Payable and Receivable platform, however, costs $45, $55, or $79 per user per month depending on the functionality and level of control you need—which can quickly add up for larger teams.

Expensify

Expensify is a popular provider of expense management solutions for small businesses. The company’s software tops Teampay on G2 with an average rating of 4.5 out of 5 stars based on more than 5,000 customer reviews. Expensify outperforms Teampay in four rating categories, ties Teampay in one, and loses to Teampay in two:

8.8
Meets Requirements
9.3
9.1
Ease of Use
9.1
8.2
Ease of Setup
8.5
8.5
Ease of Admin
8.3
8.8
Quality of Support
8.9
8.8
Good Partner
8.4
8.3
Product Direction
8.4
Source: G2 ratings

Key features

  • Centralized reimbursements that can hit as soon as the day after submitting an expense—even for international payments
  • Receipt scanning on the go, capable of capturing the expense amount, merchant name, and date automatically from a single picture
  • Corporate cards that offer up to 2% cashback depending on your monthly spend

Why customers choose Expensify vs. Teampay

G2 users note that Expensify is better at meeting their business needs than Teampay, and that the software is easier to set up and use. Customers particularly enjoy how easy it is to submit expenses and upload expense receipts, with nearly 350 users noting each of those functions in their reviews.

Pricing

Businesses can access Expensify’s basic expense management platform for $5 per user per month. Additional functionality, such as budgeting tools and accounting integrations, will require a more expensive plan at $9 per user per month. Depending on the package you choose and your payment method, Expensify notes that costs can top out at $36 per user per month.

Emburse Certify

Emburse Certify is a moderately complex expense management software providing solutions to small and mid-sized businesses. With more than 2,000 customer reviews, Emburse Certify earns 4.5 stars on G2. The platform tops Teampay in five of G2’s rating categories, with Teampay coming out on top in the remaining two:

8.8
Meets Requirements
9.2
9.1
Ease of Use
9.0
8.2
Ease of Setup
8.4
8.5
Ease of Admin
8.6
8.8
Quality of Support
9.0
8.8
Good Partner
8.7
8.3
Product Direction
8.8
Source: G2 ratings

Key features

  • Automation features that allow business owners to create expense reports for employees according to a set schedule
  • Policy violation warnings that scan for out-of-policy spend and other errors that might lead to unnecessary reimbursements
  • Travel booking that includes in-app notifications to nudge employees toward more economical options

Why customers choose Emburse Certify vs. Teampay

As a whole, reviewers note that Emburse Certify is better at meeting their needs and is easier to set up than Teampay. Additionally, many reviewers call out the platform’s receipt management and expense tracking functionality as exceeding their expectations. That being said, a number of reviewers note that it takes longer to reach a positive ROI with Emburse Certify vs. Teampay. 

Pricing

Emburse Certify currently offers two pricing tiers: Certify Now! costs $12 per user per month and is available to companies with up to 25 employees; larger businesses must opt into the Professional package by requesting a quote. The Professional package also unlocks additional functionality, such as credit card and ERP integration.

Go with the best-rated Teampay alternative

If you’re evaluating a new spend management platform for your business, you shouldn’t need to settle—and with Ramp, you don’t have to.

Ramp’s all-in-one platform was designed for modern finance teams to spend less time on admin tasks and more time driving value. Whether you’re looking to issue and manage corporate cards, process employee reimbursements, automate your accounts payable processes, or book corporate travel, Ramp has you covered.

Try Ramp for free
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Contributor Finance Writer
Tim Stobierski is a writer and content strategist focused on the world of finance, investing, software, and other complicated topics. His friends know him as a bit of a nerd. On the side, he writes poetry; his first book of poems, Dancehall, was published by Antrim House Books in July 2023.
Ramp is dedicated to helping businesses of all sizes make informed decisions. We adhere to strict editorial guidelines to ensure that our content meets and maintains our high standards.

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