Ramp vs BILL
BILL (formerly Bill.com) may automate accounts payable, but it charges per approver and lacks integrated spend management. Ramp is the smarter choice that simplifies AP work and helps you manage all spend—saving you time. Get started for free.
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Join the 40,000+ businesses already simplifying their finances
Compare Ramp vs Bill.com
Ramp
Bill.com
Create automated approval workflows
Pay by check, card, same-day ACH, or international wire
Zero fees for your ACH and check payments
Pay bills, get cards, and manage all your spend in one place
Automatically capture all invoice line items with 99% accuracy
Compare software vendor pricing and rates to always get the best
deal
Seek financing with extended payment terms of 30, 60, or 90 days
Unify data and workflows to oversee AP, work travel, and spending
Manage a full procure-to-pay process with central intake, POs, and
two-way matching
Why Sam Meek picked Ramp Bill Pay
“I spent four hours a month on Expensify, two on Amex, and probably five on BILL. Now I’m in and out of Ramp in five minutes.”
Sam Meek
Founder and CEO, Sandboxx
3 reasons to choose Ramp over BILL
Save money on bill pay processing
Ramp Bill Pay is free. We don’t charge for most ACH or checks. And our average 5% savings will help you keep even more dollars in the business for longer (1).
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Get a full picture of cashflow
See all your liabilities. Ramp helps you pay everything with any payment method in one place. Forget manually coding bills and vendor payments. We automatically categorize everything for the general ledger.
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Do less manual AP work
AP teams save 10 minutes on each bill with Ramp. It takes one step to import. Our AI extracts every invoice line item and remembers coding and vendor details—all so you can quickly approve and pay bills, without constantly following up.
Roll out in minutes
Get set up, issue cards, and start making payments in less than 15 minutes—whether you have 5 employees or 5,000.
Live support
Our experts are standing by to help you troubleshoot or offer guidance anytime you need it.
It’s free
Apply in minutes and get Ramp cards, bill pay, and reimbursement software for free. No personal credit check or personal guarantee required.
Ramp lets you do more than pay bills
Yes, we save you money on ACH, check, and other payments. But Ramp also delivers savings across all your payables—like cashback on your card spending and benchmarks for your software costs. Save even more by automating hours of AP tasks with AI that matches invoice details and adds them to the books.
Get started today
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