Ramp vs Melio

Melio is great for small businesses with basic needs like paying bills quickly on mobile. Unlike Melio, Ramp provides one platform to consolidate all spend and vendors while automating away all the manual work of paying bills and expense management.
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A Ramp card with settings on top of it.  One blocks Taco Bell, one blocks "Alcohol and Bars" and one is a $500/month limit.
Join the 25,000+ businesses already simplifying their finances

Compare Ramp vs Melio

Ramp
Melio
Free ACH and check payments
Multi-level approval flows
Can sync to QuickBooks
Can sync to Sage Intacct
Consolidated card with 1.5% cashback and expense management software
Bhagawat Rawat
Why OneScreen picked Ramp

"Ramp’s Bill Pay feature is mind-blowing, and I don’t say that lightly. I have not seen such a simple, effective, and smart product in a long time!"

Bhagawat Rawat
VP of Operations and Finance, OneScreen

Top 3 reasons leaders pick Ramp over Melio

All-in-one solution. All free
Consolidate bill payments, corporate cards, and expense management in a single, free solution.
Stronger controls and real-time visibility
Control your business spend with daily limits and auto-locking cards, card programs, and a sub-admin role.
Best in class integrations
Ramp integrates with NetSuite, QuickBooks, Xero, and Sage Intacct, and hundreds more accounting providers.

Roll out in minutes

Get set up, issue cards, and start making payments in less than 15 minutes—whether you have 5 employees or 5,000.

Live support

Our experts are standing by to help you troubleshoot or offer guidance anytime you need it.

It’s free

Apply in minutes and get Ramp cards, bill pay, and reimbursement software for free. No personal credit check or personal guarantee required.

Ramp—the modern finance platform for growth companies

Choosing the right corporate card for your company can have a huge impact on the success of your business, which is why so many companies have been turning to Ramp.com as their Melio alternative. Ramp offers free virtual credit cards, automatic receipt matching, unlimited 1.5% cashback, and much more. Ramp has become a mainstay for corporate cards because they're no-fee, have a wide acceptance network within Visa, and the user interface is incredibly easy to use. Ramp provides rigorous control to companies when it comes to tailoring their spending needs, with customizable spend limits and auto-enforced expense policies. With numerous advantages offered by both Melio and Ramp, you have to carefully analyze all factors before selecting the right credit card provider for your business. Making the best decision here can take you a long way towards growing effectively and succeeding in your goals.

Get started today

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No personal credit checks or founder guarantee.
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Ramp vs Melio

Melio is great for small businesses with basic needs like paying bills quickly on mobile. Unlike Melio, Ramp provides one platform to consolidate all spend and vendors while automating away all the manual work of paying bills and expense management.
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No personal credit checks or founder guarantee.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
G2
Ramp Logo
Free ACH and check payments
Multi-level approval flows
Can sync to QuickBooks
Can sync to Sage Intacct
Consolidated card with 1.5% cashback and expense management software

Top 3 reasons leaders pick Ramp over Melio

All-in-one solution. All free
Consolidate bill payments, corporate cards, and expense management in a single, free solution.
Stronger controls and real-time visibility
Control your business spend with daily limits and auto-locking cards, card programs, and a sub-admin role.
Best in class integrations
Ramp integrates with NetSuite, QuickBooks, Xero, and Sage Intacct, and hundreds more accounting providers.

Ramp—the modern finance platform for growth companies

Choosing the right corporate card for your company can have a huge impact on the success of your business, which is why so many companies have been turning to Ramp.com as their Melio alternative. Ramp offers free virtual credit cards, automatic receipt matching, unlimited 1.5% cashback, and much more. Ramp has become a mainstay for corporate cards because they're no-fee, have a wide acceptance network within Visa, and the user interface is incredibly easy to use. Ramp provides rigorous control to companies when it comes to tailoring their spending needs, with customizable spend limits and auto-enforced expense policies. With numerous advantages offered by both Melio and Ramp, you have to carefully analyze all factors before selecting the right credit card provider for your business. Making the best decision here can take you a long way towards growing effectively and succeeding in your goals.

More reasons to love Ramp

Discover additional benefits and features that make Ramp the preferred choice for modern finance teams.

Time is money. Save both.

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No personal credit checks or founder guarantee.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.