The Ramp Blog
Get fresh finance insights, monthly
No commitments, unsubscribe any time.
Compare business credit cards
Explore business credit card options by rewards, fees, credit requirements, and benefits to find the best fit for your company's financial needs.
Explore cards
Ramp news
Article
Buy at the speed of AI
The biggest upgrade to Ramp Procurement since launch: AI Agents that handle the work once reserved for dedicated headcount and give teams a force multiplier.
Article
Ramp is coming to Europe
We completed the acquisition of Billhop, a Stockholm- and London-based payments platform, giving Ramp regulatory payments authorization in both the UK and EU.
Article
The end of manual accounting
Ramp’s Accounting Agent is built to code and review every dollar of spend, move routine work forward automatically, and automate accruals and reconciliation.
Business credit cards
Article
Which high-limit business credit card is right for you? May 2026
The best high-limit business credit cards combine purchasing power with other benefits, like built-in expense management. See our top picks.
Article
How to get a business credit card with an EIN only
It is possible to get a business credit card with just an EIN, but your options will be limited. Here's what you need to know.
Article
What an LLC should look for in a business credit card
Business credit cards offer LLC owners a way to separate their business and personal finances while building credit. Here's what LLCs should look for in a card.
Expense management
Article
7 best expense management software in 2026
Expense management software helps streamline your finance operations. See our picks for today's best options, plus tips on how to make the right choice.
Article
8 best corporate credit card expense management software platforms in 2026
Corporate credit card expense management software can save your company time and money. See our picks for the top tools and tips for choosing the best one.
Article
The best business expense tracking apps and tools of 2026
The best business expense tracking apps and platforms balance a strong feature set with ease of use and cost-effectiveness. Learn more about our top 7 picks.
Alternatives
Article
Top 8 Brex alternatives and competitors for 2026
Compare the best Brex alternatives for 2026, including Ramp, BILL, Rho, and more. In-depth reviews of features, pricing, and ratings to help you choose.
Article
The 6 best Expensify alternatives for 2026
Today's best Expensify alternatives include Ramp, Navan, and Fyle. Learn why companies are switching from Expensify and which tool is best for your business.
Article
Top 7 Mercury Bank alternatives for startups in 2026
Mercury Bank alternatives include platforms like Ramp, Brex, Rho, Bluevine, Novo, Relay, and Airbase, each offering different strengths in banking, expense management, and automation.
Accounts payable
Article
What is an ACH payment? How it works, costs, and timing
Learn what an ACH payment is, how it works, how to send one, typical processing times and fees, and whether ACH transfers are right for your business.
Article
The top 6 BILL.com alternatives and competitors for AP
BILL (Bill.com) provides AP automation solutions, but it's not the only option. Here's a comparison of the top BILL.com alternatives & competitors for modern AP
Article
How to build an ideal accounts payable approval process
The accounts payable approval process is how companies pay their bills accurately and on time. We outline how to build your ideal AP process in this guide.
AI
Article
Ramp agents: Let finance teams do finance
Announcing our first set of AI agents, built and trained to think like your sharpest controller and work like a thousand of them—around the clock.
Article
Applied AI in finance: 4 tactics to automate advanced reporting
Discover how finance professionals can use generative AI to create financial reports and models for them with Nicolas Boucher, founder of the AI Finance Club.
Article
What is agentic commerce? What finance teams need to know
Agentic commerce employs AI agents to research, compare, and buy for you. Learn how it works, what it means for finance teams, and how to prepare your stack.
Accounting
Article
12 best AI accounting software tools for 2026
AI accounting software automates bookkeeping, invoice processing, and financial reporting to reduce manual data entry and accelerate month-end close.
Article
How to use AI safely in accounting
Learn how to balance automation with accountability in our guide on safe AI use in accounting, including tips for security, compliance, and human oversight.
Article
Best accounting software for small businesses in 2026
The best accounting software for small businesses in 2026, including QuickBooks, Xero, Wave, and more, compared by features, pricing, and use case.
Procurement
Article
Living by our own ethos: How Ramp saved time and money with Ramp Procurement
Ramp's Senior FP&A Manager, Peter Mark, shares how Ramp saved 6 hours of review time per month & $350k in vendor spend by using Ramp Procurement.
Article
Best procurement software for 2026
Procurement software automates purchasing from requisition to payment, centralizing vendor management, spend tracking, and approval enforcement in one platform.
Article
Best AI procurement solutions in 2026
Top AI procurement solutions of 2026 compared—features, pricing, and ROI. Find the right platform to automate approvals, cut costs, and gain spend visibility.
Business banking & treasury
Article
Introducing Ramp Treasury: Most banks hope you never see this.
Many banks make money by making their clients worse off – offering yield only if you lock up your cash with restrictions, minimums, transfer limits or brokerage sweeps. So businesses face a rough trade: earn 0% to keep cash accessible to pay bills, or lock it away to earn returns. Incentives of both parties - banks and customers - are misaligned.
Article
Treasury management explained: How to optimize cash and reduce risk
Treasury management oversees cash, liquidity, and financial risk to support organizational stability and growth through structured processes and controls.
Article
What is a treasury management system (TMS)?
Learn more about treasury management systems, their core functions and benefits, and how to choose the best TMS for you.
Recently published
AI expense management: A complete guideAI expense management uses machine learning and OCR to automate receipt capture, expense categorization, policy enforcement, and reconciliation.May 29
American Express Blue Business Cash Card credit limitThe Amex Blue Business Cash Card has no published credit limit. Starting limits depend on personal credit score, business revenue, and time in business.May 29- What is xenocurrency? Definition and examplesXenocurrency is any currency held outside its home country. See real examples and find out how to manage foreign currency transactions.May 29
What is accumulated depreciation?Accumulated depreciation is the cumulative depreciation recorded for an asset since it entered service, expressed as a contra asset on the balance sheet.May 29
How to set spending controls for AI agentsAI agents accrue costs on two fronts: purchases and token consumption. Learn how to set AI agent spending controls before your budget gets away from you.May 29
Invoice fraud: What it is and how to protect your businessInvoice fraud involves submitting false or manipulated invoices to extract unauthorized payments by exploiting gaps in accounts payable processes.May 29